credit cards

The week after Christmas isn’t just a time for cruising the post-holiday sales. For some, it’s when the realization of all that spending over the last month kicks in. After all, Black Friday got its name because in the past, it was

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Vampires, werewolves — that’s kid stuff compared to seeing a frighteningly empty bank account. It was an all-you-can-eat buffet, costing around $12.95, as Mim King recalls. About 10 years ago, King, a professional organizer and money manager in St. Paul,

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