“The stock market is filled with individuals who know the price of everything but the value of nothing.” – Phillip Fisher

Newcomers and seasoned investors alike often fall into the trap of conflating price and value. The two are different, however, and often don’t equal in the stock market or in other arenas of finance and life. Some will say that a stock’s worth is whatever someone will pay for it. Well, if it’s overvalued – I won’t pay for it. There is no value to be had for me. Someone else though may pay whatever price the greater market affords to a stock based on optimism and other factors. Price is easier to obtain because it is objective – you go to a finance site like Yahoo Finance (or TalkMarkets now) and WHALA! The stock price is right there for the whole world to see. Everyone knows the price. But value, that is subjective, and something you have to discern for yourself.

Investors often engage in herd mentality, bidding up stocks to astronomical levels because the company is revolutionary or it has been performing well as of late – but what is that really worth? $100? $100,000? $1,000,000? Infinity? Saying a company’s stock price is justified because it’s going to take over the world; revolutionize an industry; cure cancer; or the best one (because it’s going to go higher) is insane. People said that the internet was going to change the world… and it did! That didn’t stop internet stocks from crashing down in 2000, bringing the greater market down with it. The Nasdaq, the stock exchange with a technology focus, only recovered its losses from that period just this year. Fifteen years later! Still, with respect to earnings, the Nasdaq traded five times higher in 2000 than it does now. Think about it. All that optimism led people to believe that the new technology stocks were worth five times more in 2000 than where they are today. Is that crazy or what!? Said another way, you were paying $100 for $1 in earnings back then compared to paying $20 for that same $1 in earnings today.