This week I’m seeking a prestigious and long-term dividend paying stock from the financial services sector. 

Financial Services includes twenty industries ranging from Asset Management to 8 kinds of Banks, Credit, Exchanges, 6 kinds of Insurance, Savings, and all such financial concerns.

Today I’m reviewing a  mid-cap insurance – property & casualty firm named AmTrust Financial Services Inc. It’s trading ticker symbol is AFSI. 

AmTrust Financial Services Inc underwrites and provides property and casualty insurance products, including workers’ compensation, commercial automobile, general liability, and warranty coverage, in the United States and internationally.

The company operates in three segments: Small Commercial Business, Specialty Risk and Extended Warranty, and Specialty Program. The Small Commercial Business segment offers workers’ compensation insurance products; and commercial package, and other property and casualty insurance products. 

The Specialty Risk and Extended Warranty segment provides custom designed coverages, such as accidental damage plans, mechanical breakdown protection, and payment protection plans. 

The Specialty Program segment offers workers’ compensation, general liability, commercial auto liability, property coverage, excess and surplus lines programs, and other specialty commercial property and casualty insurance products to small and middle market companies. 

The company also provides reinsurance services primarily for personal and commercial automotive business. It distributes its policies third-party brokers, agents, retailers, or administrators. 

AmTrust Financial Services, Inc. was founded in 1998 and is based in New York, New York.

I use three key data points to gauge the value of any dividend equity or fund like  AmTrust Financial Services Inc: 

(1) Price

(2) Dividends

(3) Returns

Besides those three, four more keys will finally unlock an equity or fund in which to invest.